Secure

Your Future

Protecting Your Loved Ones with Reliable

Life Insurance Solutions


About our Owner David Frederickson


Born to a single mother serving in the Navy in 1979, I grew up with a unique upbringing, moving frequently as my mother and later my stepfather both served in the military. Constantly on the move, I never spent more than a year in the same school, which taught me resilience, adaptability, and the importance of stability—a lesson that now fuels my passion to help families secure their financial futures.

Today, I’m a proud husband and father of three adventurous boys and one beautiful little girl. Together, we embrace life through boating, fishing, and spending quality time as a family. As the founder of USA Wealth Builder, I’m dedicated to helping others achieve the financial freedom and security that I value deeply for my own family.

Why a 30-Year Term Policy with Return of Premium Is a No-Brainer

Why a 30-Year Term Policy with Return of Premium Is a No-Brainer

A 30-year term policy with Return of Premium (ROP) offers comprehensive life insurance coverage while ensuring you get all your premiums back if you outlive the term. It’s a smart, cost-effective choi... ...more

Mortgage Protection

March 01, 20242 min read

Understanding Critical Period Mortgage Protection: A Safety Net for Your Family

Understanding Critical Period Mortgage Protection: A Safety Net for Your Family

Critical Period Mortgage Protection uses a final expense whole life policy to cover mortgage payments after a death, giving families 4-12 months to grieve and adjust without losing their home. It’s id... ...more

Mortgage Protection

February 15, 20241 min read

Why Including Money Max with Your Mortgage Protection is a Game-Changer

Why Including Money Max with Your Mortgage Protection is a Game-Changer

Combining mortgage protection with Money Max is a powerful strategy to protect your family’s home while accelerating your path to financial freedom. Mortgage protection ensures that your mortgage paym... ...more

Mortgage Protection

February 01, 20243 min read

Mortgage Protection: Legacy Plan vs. Money Max Plan—Which One is Right for You?

Mortgage Protection: Legacy Plan vs. Money Max Plan—Which One is Right for You?

Discover the best strategies to protect your home and build lasting wealth with our in-depth guide on Mortgage Protection Legacy Plans and Money Max Plans. Learn how to pay off your mortgage faster, s... ...more

Mortgage Protection

January 24, 20243 min read

Securing Your Family's Future: The Importance of Mortgage Protection

Securing Your Family's Future: The Importance of Mortgage Protection

Discover how personalized mortgage protection plans can safeguard your home and legacy. Join us on a heartfelt journey of serving families and ensuring financial stability. ...more

Mortgage Protection

January 01, 20247 min read