Life Insurance Blog
Plain-English answers about life insurance from David Frederickson (Licensed Life Insurance & Annuity Agent · Licensed in 30 states and Washington, D.C. · FL License #W827787). General education only, not tax or legal advice.
Estate planning ·
What Happened to the 2026 Estate Tax Exemption Sunset?
The federal estate tax exemption didn't drop in 2026. What the IRS says the 2026 amount is, what changed in the law, and why estate liquidity matters.
Divorce and life insurance ·
Court-Ordered Life Insurance in a Florida Divorce
When a Florida court can order life insurance to secure alimony or child support, what the order may cover, and what to ask your family-law attorney.
Mortgage protection ·
Mortgage Protection vs Term Life: Level or Decreasing?
Mortgage protection insurance vs level and decreasing term life: who gets paid, how coverage changes over the loan, and what to ask before you choose.
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